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On Health Care Reform

Financial Issues – Overview, Financial Issues in Planning for Long-Term Care

How To Save On The Cost Of Prescription Drugs

Some tips from Medicare.gov on buying generic drugs and entering a discount prescription program. Click 10 ways to reduce your drug costs» See also the ABC Diane Sawuer News Video report on how to cut the cost of . . . → Read More: How To Save On The Cost Of Prescription Drugs

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Survey Finds 9 of 10 Health Care Leaders Support Affordable Care Act; 7 of 10 Favor Implementing the Law with Little or No Change

A recent survey of leaders in health care and health care policy found that 9 of 10 Health Care Leaders agree that the general direction set by the Affordable Care Act is appropriate, and 7 out of 10 favor . . . → Read More: Survey Finds 9 of 10 Health Care Leaders Support Affordable Care Act; 7 of 10 Favor Implementing the Law with Little or No Change

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Doctors Try New Direct-Pay Models for Primary Care; Leaving Health Insurers Out

Much has been written about how our current insurance model encourages doctors to perform procedures and tests rather than for time spent with patients.  The role of the insurance companies, intervening between doctors and their patients, displeases both doctors . . . → Read More: Doctors Try New Direct-Pay Models for Primary Care; Leaving Health Insurers Out

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Pre-Existing Condition Insurance Plans (PCIPs) Available under Health Reform Law to Help Those With Pre-existing Conditions

While lawsuits and Republicans in Congress are seeking to overturn The Affordable Care Act of 2010, the Department of Health and Human Services (HHS) is continuing to institute many of the law’s provisions in an effort to provide low-cost . . . → Read More: Pre-Existing Condition Insurance Plans (PCIPs) Available under Health Reform Law to Help Those With Pre-existing Conditions

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Nine Tax Questions For Family Caregivers: FAQs & Answers from the IRS

Here are nine frequently asked tax questions for family caregivers, listed by the U.S. Internal Revenue Service (IRS) on its website. Click on the links below to find the answers provided by the IRS for each question: 1. I . . . → Read More: Nine Tax Questions For Family Caregivers: FAQs & Answers from the IRS

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Family Caregivers and Self-Employment Tax - Information from the IRS

Here is a copy of information provided on the IRS.gov website on: Family Caregivers and Self-Employment Tax: “Special rules apply to workers who perform in-home services for elderly or disabled individuals (caregivers). Caregivers are typically employees of the individuals . . . → Read More: Family Caregivers and Self-Employment Tax – Information from the IRS

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Eight Tax Tips for Caregivers

Tax tips for Caregivers from a tax attorney, including brief tips on the following eight topics: Claiming a Dependent Dependent Care Credit Deduction Qualifying Criteria Multiple Support Agreement State Deductions and Credits Home Modifications Reimbursement Accounts In Home Assistance . . . → Read More: Eight Tax Tips for Caregivers

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Tax Breaks for Family Caregivers

If you as a caregiver provide at least half of a care recipient’s financial support… If you are paying for some or all of a care recipient’s medical or dental expenses… you may be entitled to tax breaks. Read . . . → Read More: Tax Breaks for Family Caregivers

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New Disability & Long-Term Care Insurance Benefit Under The New Health Care Law

The new health care law established a new voluntary national insurance program that will provide cash benefits to participants who have a qualifying disability that limits their day-to-day living and who meet the other eligibility criteria. This new program . . . → Read More: New Disability & Long-Term Care Insurance Benefit Under The New Health Care Law

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New Medicare Benefits in 2011 under the Health Reform Law

Kathleen Sebelius, U.S. Secretary of Health & Human Services, has released a new Video explaining the new benefits that the Affordable Care Act (the Health Reform Law) provides in 2011 for people on . . . → Read More: New Medicare Benefits in 2011 under the Health Reform Law

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New report: 129 million Americans with a pre-existing condition could be denied coverage without the health reform law

In a News Release, Tuesday, January 18, 2011, the U.S. Department of Health & Human Services reported: Without Affordable Care Act protections, in 2014, 1 in 2 non-elderly Americans could be denied coverage or charged more due to a . . . → Read More: New report: 129 million Americans with a pre-existing condition could be denied coverage without the health reform law

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Implementation Timeline for the Provisions of the Health Reform Law

Kaiser Family Foundation provides a very helpful and easy to understand ”Implementation Timeline”  — an interactive tool to explain how and when the provisions of the health reform law will be implemented over the next several years.  You can show or hide . . . → Read More: Implementation Timeline for the Provisions of the Health Reform Law

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First Baby Boomers Hit 65: Looming Strains on Medicare Solvency

On New Year’s Day, the first baby boomers, those born in 1946,  will celebrate their 65th Birthday.  Beginning Jan. 1, 10,000 Baby Boomers a day will turn 65.  That will continue for the next 19 years.  “Baby Boomers” include . . . → Read More: First Baby Boomers Hit 65: Looming Strains on Medicare Solvency

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Nine Key Provisions of the New Health Care Reform Law Take Effect January 1, 2011

Here is a list of the nine key provisions of the new national Health Care Reform Law that take effect on January 1, 2011: Restriction on Insurance Company Use of Premium Dollars. Health-insurance companies will now be required to . . . → Read More: Nine Key Provisions of the New Health Care Reform Law Take Effect January 1, 2011

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The New Year Brings New Health-Care Benefits under Health Reform Law

On Saturday, January 1, 2011 important new changes to U.S. health insurance rules will take effect under the new Health Reform Law – the Affordable Care Act. Among the new provisions taking effect today are: New rules designed to . . . → Read More: The New Year Brings New Health-Care Benefits under Health Reform Law

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Training to Be a Family Caregiver

This article, part of a WSJ.com series with tips on elder-care, cites a series of new studies and reports on the emotional, physical and financial challenges of caring for aged or disabled loved ones.  It suggests that just as people train for marathons and other . . . → Read More: Training to Be a Family Caregiver

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Growing Trend: Paying a Relative to Take Care of Mom

Read more in WSJ.com about a growing trend for families to compensate adult children or relatives who serve as caregivers to elders.  This trend may be fueled by a recognition of the financial sacrifices that family caregivers often make — frequently finding it . . . → Read More: Growing Trend: Paying a Relative to Take Care of Mom

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Organize Documents

from AARP.org Does your mother have a will? Where is your father’s birth certificate? AARP.org offers a PDF download designed to help organize you and your parents now before a crisis happens. »See Organize Documents

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Video Lecture Series on Helping Seniors with Finances: Financing Options for Care

Video Series Published by MetaCafe; Lecturer: certified senior advisor Mary Alexander from Home Instead Senior Care. The publisher indicates that this video series teaches you how to help your senior loved one manage his/her finances and prevent him/her from . . . → Read More: Video Lecture Series on Helping Seniors with Finances: Financing Options for Care

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Long-Term Care Solutions You Should Be Talking About Now

by  Ken Dychtwald Ph.D., Gerontologist, psychologist, author, entrepreneur and public speaker for the Huffington Post Two-thirds of people 65 and over will need some kind of long term care.  In fact, many of us aren’t prepared for it or . . . → Read More: Long-Term Care Solutions You Should Be Talking About Now

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Is Long-Term Care Insurance Beginning to Fade Away?

When a Safety Net Is Yanked Away, By Ron Lieber, New York Times, November 12, 2010 “November is long-term care awareness month, and to celebrate, MetLife, a big player in the long-term care insurance industry announced on Thursday that . . . → Read More: Is Long-Term Care Insurance Beginning to Fade Away?

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MetLife Halts Sale of New Long-Term Care Insurance – BusinessWeek

MetLife Inc., the largest U.S. life insurer, cites “financial challenges” in halting long-term insurance. Over the past five years the cost of assisted living and the price for a private room in a nursing home rose higher than predictions. . . . → Read More: MetLife Halts Sale of New Long-Term Care Insurance – BusinessWeek

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Long-Term Care Insurance, National Clearinghouse for Long-Term Care Information

From Administration on Aging, U.S. Department of Health & Human Services. Excellent information provided by the U.S. Department of Health & Human Services on: What is long-term care insurance? Coverage and Benefit Choices; Long-Term Care Insurance Costs and Receiving . . . → Read More: Long-Term Care Insurance, National Clearinghouse for Long-Term Care Information

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A Big Decision for Women: Should I Buy Long-Term Care Insurance?

Women & Aging Newsletter, National Program on Women & Aging, Heller School for Social Policy and Management, Brandeis University. Although from September 1997, this newsletter provides a good introduction to the topic of long-term care insurance and the issues . . . → Read More: A Big Decision for Women: Should I Buy Long-Term Care Insurance?

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The looming crisis in caregiving; Even if they can afford to pay, the elderly may not be able to find the help they need

By Alfred C. Clapp Jr., October 5, 2008, Investment News. Makes the case why having long-term care insurance that covers private care will become even more crucial for today’s Baby Boomers, as they age. In 10 years, the number . . . → Read More: The looming crisis in caregiving; Even if they can afford to pay, the elderly may not be able to find the help they need

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Who Should Pay for Mom and Dad’s Care? Cnn.com

Family squabbles and tensions arise from inadequate funding to pay family caregivers for their work. Currently, “The value of family caregivers’ “free” help is estimated at $257 billion per year, according to the National Family Caregivers Association, a … . . . → Read More: Who Should Pay for Mom and Dad’s Care? Cnn.com

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Long-Term Care Insurance, National Clearinghouse for Long-Term Care Information, Administration on Aging, U.S. Department of Health & Human Services

Excellent information provided by the U.S. Department of Health & Human Services on: What is long-term care insurance? Coverage and Benefit Choices; Long-Term Care Insurance Costs and Receiving Benefits; Buying Long-Term Care Insurance; and State Partnership Long-Term Care Insurance . . . → Read More: Long-Term Care Insurance, National Clearinghouse for Long-Term Care Information, Administration on Aging, U.S. Department of Health & Human Services

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Long-Term Care Insurance Tax-Deductibility Rules

American Association for Long-Term Care Insurance, Consumer’s Information Center. Provides quite detailed summary information on Federal and State income tax deductibility rules applicable to premiums paid for long-term care insurance. As noted, “Recognizing that government can’t pay the bill . . . → Read More: Long-Term Care Insurance Tax-Deductibility Rules

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Medicare & You

by the Centers for Medicare & Medicaid Services, U.S. Department of Health & Human Services. The Official Medicare Summary of Medicare benefits, rights and protections, and answers to the most frequently asked questions about Medicare. . . . → Read More: Medicare & You

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Welcome To Medicare

by the Centers for Medicare & Medicaid Services, U.S. Department of Health & Human Services. This booklet is included in the Initial Enrollment Period (IEP) package that Medicare mails to people who are automatically enrolled in Medicare Part B. . . . → Read More: Welcome To Medicare

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Your Medicare Benefits

by the Centers for Medicare & Medicaid Services, U.S. Department of Health & Human Services. A comprehensive explanation of Part A and Part B benefits. (64 pages) View details…Your Medicare Benefits

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Medicare at a Glance

by the Centers for Medicare & Medicaid Services, U.S. Department of Health & Human Services. This fact sheet includes basic information about the Medicare Program and Medicare plan choices. (4 pages) View details…Medicare at a Glance

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Where to Get Your Medicare Questions Answered

by the Centers for Medicare & Medicaid Services, U.S. Department of Health & Human Services. This fact sheet provides information where you can get your Medicare questions answered. (2 pages) View details…Where to Get Your Medicare Questions Answered

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Enrolling in Medicare

by the Centers for Medicare & Medicaid Services, U.S. Department of Health & Human Services. Provides information for people who are getting ready to enroll in Medicare. (60 pages) View details…Enrolling in Medicare See . . . → Read More: Enrolling in Medicare

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2009 Choosing a Medigap Policy: A Guide to Health Insurance for People with Medicare

by the Centers for Medicare & Medicaid Services, U.S. Department of Health & Human Services. A booklet containing information on choosing a Medigap policy to supplement the original Medicare plan. (64 pages) View details…2009 Choosing a Medigap Policy

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e-Prescribing: Connecting to Better Health Care

by the Centers for Medicare & Medicaid Services, U.S. Department of Health & Human Services. This brochure explains how people with Medicare can benefit from electronic prescriptions. (2 pages) View details…e-Prescribing

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Medicare Basics; A Guide for Families and Friends of People with Medicare

A 24 page introductory booklet by the Centers for Medicare & Medicaid Services, U.S. Department of Health & Human Services, last revised January, 2006. A good place to start for a general introduction to Medicare, but be sure to . . . → Read More: Medicare Basics; A Guide for Families and Friends of People with Medicare

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Medicare Prescription Drug Plan Finder for 2009

Medicare.gov, the official U.S. Government website for people with Medicare. Provides tools to find and compare prescription drug plans, and to enroll online. »View Details

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High Co-Pays Cause Seniors to Go Without Meds

High Co-Pays Cause Seniors to Go Without Meds, Washington Post, September 5, 2007. On selecting Medicare drug plans. Read more…

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Medicare’s Home Health Benefit

Medicare’s Home Health Benefit: Getting Started; Get Better in the Comfort of Your Own Home. A two page introductory pamphlet by the Centers for Medicare & Medicaid Services, U.S. Department of Health & Human Services, last revised August, 2008. . . . → Read More: Medicare’s Home Health Benefit

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Medicare and Home Health Care

Medicare and Home Health Care, by the Centers for Medicare & Medicaid Services, U.S. Department of Health & Human Services. The official government booklet about Medicare home health care benefits for people in the Original Medicare Plan. (32 pages) . . . → Read More: Medicare and Home Health Care

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Paying for Nursing Home Care

Paying for Nursing Home Care, Medicare.gov. From the Official U.S. Government website for people with Medicare, a summary of the options available to finance the cost of nursing home care, including Medicare (to a limited extent), Medicaid (if qualified), . . . → Read More: Paying for Nursing Home Care

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Medicare – Caregiver Information

Medicare – Caregiver Information, a Website recently launched for caregivers by Medicare.gov, U.S. Department of Health & Human Services. Contains sections on Help with Billing, Navigating Medicare, Overwhelmed? Get Help (including links to financial help, local support and help . . . → Read More: Medicare – Caregiver Information

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Medicare Coverage of Durable Medical Equipment and other Devices

Medicare Coverage of Durable Medical Equipment and other Devices, Official U.S. Government booklet, updated as of December 1, 2008, by the Centers for Medicare & Medicaid Services, U.S. Department of Health & Human Services. View Info: Medicare Coverage of . . . → Read More: Medicare Coverage of Durable Medical Equipment and other Devices

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Medicare

For answers to all Medicare Questions, go to The Official U.S. Government Website for People with Medicare: www.Medicare.gov

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Medicaid – General Information on Medicaid

Medicaid – General Information on Medicaid, by the U.S. Centers for Medicare & Medicaid Services, U.S. Department of Health & Human Services. Provides general information for consumers on Medicaid and various Medicaid programs, such as Medicaid consumer enrollment and . . . → Read More: Medicaid – General Information on Medicaid

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Medicaid Coverage

Medicaid: State by State Descriptions and Plans, a private website providing links to multiple resources published by State Agencies or state-based research and advocacy organizations, containing information on Medicaid assistance programs available State by State. Note that Medicaid is . . . → Read More: Medicaid Coverage

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Medicaid Planning; Introduction

Medicaid’s coverage of nursing home costs: Asset shelter for the wealthy or essential safety net? Georgetown University Long-Term Care Financing Project, Issue Brief, May 2005. A report on a study, reporting statistics on actual use of asset planning by . . . → Read More: Medicaid Planning; Introduction

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Veterans Pension Benefits: Aid and Attendance Housebound Benefits

Veterans Pension Benefits: Aid and Attendance Housebound Benefits, U.S. Department of Veterans Affairs website. This page summarizes veteran’s pension benefits, including an under-used benefit, called “Aid and Attendance.” This benefit may be available to your elderly loved one if . . . → Read More: Veterans Pension Benefits: Aid and Attendance Housebound Benefits

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The Veterans Aid & Attendance Special Pension, VeteranAid.org

The Veterans Aid & Attendance Special Pension, VeteranAid.org. An excellent website called VeteranAid.org, operated by a not for profit organization, dedicated to helping veterans and their families free of charge to educate themselves about and apply for the VA . . . → Read More: The Veterans Aid & Attendance Special Pension, VeteranAid.org

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Department of Veterans Affairs (VA) Aid and Attendance (A&A) and Housebound Pension Benefits

Department of Veterans Affairs (VA) Aid and Attendance (A&A) and Housebound Pension Benefits, Benefit Fact Sheet on the U.S. Army website, providing additional information on the VA Aid & Attendance Benefit. »View Details

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VA’s Aid and Attendance Benefit, Video of ABC News Special Report

VA’s Aid and Attendance Benefit, Video of ABC News Special Report, posted on YouTube. As part of an ABC Series: Trading Places: Caring for Your Aging Parents, ABC Reported on the VA Aid and Attendance Benefit. This is a . . . → Read More: VA’s Aid and Attendance Benefit, Video of ABC News Special Report

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How To Apply for the Veterans Aid & Attendance Pension Benefit

How To Apply for the Veterans Aid & Attendance Pension Benefit, by the National Care Planning Council, Long Term Care Link. An comprehensive book on how to apply for the VA Aid & Attendance Benefit, complete with copies of . . . → Read More: How To Apply for the Veterans Aid & Attendance Pension Benefit

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Long-Term Care Insurance No Longer an Easy Sell – NYTimes.com

Nine things standing in the way of consumers purchasing  long-term care insurance.  Ignore this planning at your peril. Long-Term Care Insurance No Longer an Easy Sell – NYTimes.com.

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Attendance Benefits

Attendance Benefits, CANHR .org, a website of the California Advocates for Nursing Home Reform; Long Term Justice and Advocacy, a not for profit organization. Provides helpful and detailed information about the VA Aid and Attendance Benefit (updated as of . . . → Read More: Attendance Benefits

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Paying for Long-Term Care

Paying for Long-Term Care, Medicare.gov, U.S. Department of Health & Human Services. Provides links to general information on Veterans benefits that may be available to help provide or pay for long term care for eligible veterans and their survivors. . . . → Read More: Paying for Long-Term Care

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U.S. Department of Veterans Affairs, Online Application Forms

U.S. Department of Veterans Affairs, Online Application Forms to apply for Benefits for Veterans & their Families, website of the U.S. Department of Veterans Affairs. Includes online application forms and information to apply for benefits including Service Disabled Veterans . . . → Read More: U.S. Department of Veterans Affairs, Online Application Forms

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Tax Breaks on Medical Care

Tax Breaks on Medical Care, SmartMoney.com, January 4, 2008. Summarizes the rules on deducting medical expenses on your Federal income tax return (assuming you itemize deductions). Includes the following clarification regarding deductibility of medical expenses you paid for a . . . → Read More: Tax Breaks on Medical Care

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IRS Tax Topic 502 – Medical and Dental Expenses

IRS Tax Topic 502 – Medical and Dental Expenses, Overview of which medical and dental expenses you can deduct and whose expenses you can deduct (which includes your own and those you paid for your dependents). Note the explanation . . . → Read More: IRS Tax Topic 502 – Medical and Dental Expenses

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To Find Other Federal and State Financial Benefit Programs…

To Find Other Federal and State Financial Benefit Programs that may be available to help Elderly Adults Pay for prescription drugs, health care, rent, utilities, and other needs »View Details This is a website developed and maintained by the . . . → Read More: To Find Other Federal and State Financial Benefit Programs…

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Financial Information For Family And Friends Of People At The End Of Life

Financial Information For Family And Friends Of People At The End Of Life, Caringinfo.Org, by The National Hospice And Palliative Care Organization. Identifies sources of financial help, and provides financial advice, and links to help you find a financial . . . → Read More: Financial Information For Family And Friends Of People At The End Of Life

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Money Tips: Five tips for moving a parent into your home

Money Tips: Five tips for moving a parent into your home, by Marshall Loeb, Market Watch – February 24, 2008. “(1) Get your legal ducks in a row, (2) Understand the finances, (3) Retrofit your home, (4) Arrange for . . . → Read More: Money Tips: Five tips for moving a parent into your home

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Long-Term Care Insurance

Long-Term Care Insurance, National Clearinghouse for  Long-Term Care Information, Administration on Aging, U.S. Department of Health & Human Services. Excellent information provided by the U.S. Department of Health & Human Services on:  What is long-term care insurance?  Coverage and . . . → Read More: Long-Term Care Insurance

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Stepping In for a Parent With Alzheimer’s

Advice for the family caregiver in taking on the role of financial caretaker for your loved one with Azheimer’s Disease.  The New York Times, November 6, 2010. Family members need to plan and prepare to take on their new . . . → Read More: Stepping In for a Parent With Alzheimer’s

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National Clearinghouse for Long-Term Care Information

Paying for Long-Term Care, National Clearinghouse for Long-Term Care Information, Administration on Aging, U.S. Department of Health & Human Services This is the place to start for an overview of costs and financing of long-term care provided by the . . . → Read More: National Clearinghouse for Long-Term Care Information

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Paying for Long-Term Care

Paying for Long-Term Care American Health Care Association, National Center for Assisted Living. A 5 page brochure providing an introduction to financing long-term care. Discusses the limitations on Medicare coverage, the availability of Medicaid for those meeting the means . . . → Read More: Paying for Long-Term Care

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Long-Term Care Planning Tool

from Medicare.gov, the official U.S. government website for people with Medicare. A planning tool, which gives you, based on the answers you provide, a summary of the likely cost of long-term care for you, a summary of financing options, . . . → Read More: Long-Term Care Planning Tool

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Get Help with Care Costs

Get Help with Care Costs, Caregiver Information from Medicare.gov, the Official U.S. Government website for people with Medicare. Provides links to information on Medicare Savings Programs, prescription drug coverage, State Pharmaceutical Assistance Programs, National and Local Charitable Program benefits, . . . → Read More: Get Help with Care Costs

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Financial Steps for Caregivers: What You Need to Know About Money and Retirement

Financial Steps for Caregivers: What You Need to Know About Money and Retirement by WISER (Women’s Institute for a Secure Retirement). A 12 page booklet, posted on the MedlinePlus, Caregivers website of the National Institutes of Health, U.S. Department . . . → Read More: Financial Steps for Caregivers: What You Need to Know About Money and Retirement

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Pick Up the PACE. Plan, Act, Control, Evaluate; Retirement Planning for Boomers and Beyond

Pick Up the PACE. Plan, Act, Control, Evaluate; Retirement Planning for Boomers and Beyond. A 4 page brochure by the Administration on Aging, U.S. Department of Health & Human Services. »View details: Pick Up the PACE. Plan, Act, Control, . . . → Read More: Pick Up the PACE. Plan, Act, Control, Evaluate; Retirement Planning for Boomers and Beyond

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Study Finds Higher Costs for Caregivers of Elderly

Study Finds Higher Costs for Caregivers of Elderly by Jane Gross, November 19, 2007, NY Times.com »View Details

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Elder-Care Costs Deplete Savings of a Generation

Elder-Care Costs Deplete Savings of a Generation NY Times.com, December 30, 2006. »View Details

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Elder-Care Costs Deplete Savings of a Generation

Elder-Care Costs Deplete Savings of a Generation NY Times.com, December 30, 2006. »View Details

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Five Critical Issues For Caregivers Preparing To Take On Financial And Healthcare Responsibilities, USA

Five Critical Issues For Caregivers Preparing To Take On Financial And Healthcare Responsibilities, USA from Medical News Today, August 20, 2008. »View Details

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Strategies for the “Sandwich Generation” – Tips from Financial Pros

Strategies for the “Sandwich Generation” – Tips from Financial Pros BusinessWeek, October 16, 2006. »View Details

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Boomers Caught Between Kids, Aging Parents – Best to Talk About Finances Before a Crisis Strikes

Boomers Caught Between Kids, Aging Parents – Best to Talk About Finances Before a Crisis Strikes Forbes & MSNBC, August 1, 2007. »View Details: Boomers Caught Between Kids, Aging Parents – Best to Talk About Finances Before a Crisis . . . → Read More: Boomers Caught Between Kids, Aging Parents – Best to Talk About Finances Before a Crisis Strikes

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How to Set Up A Caregiving Agreement

How to Set Up A Caregiving Agreement, by Philip Moeller, U.S. News & World Report, January 30, 2009. Provides 5 tips for how to enter into a paid caregiving contract with your elder as a family caregiver. Caution: a . . . → Read More: How to Set Up A Caregiving Agreement

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Long-Term Care Planning Tool

Long-Term Care Planning Tool, from Medicare.gov, the official U.S. government website for people with Medicare. A planning tool, which gives you, based on the answers you provide, a summary of the likely cost of long-term care for you, a . . . → Read More: Long-Term Care Planning Tool

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Caregiving Across The States, Family Caregiving Alliance (FCA)

Caregiving Across The States, Family Caregiving Alliance (FCA). A “clickable” U.S. map providing links to a list of publicly funded caregiving assistance programs by State. When engaged in financial planning for your loved one’s long-term care, don’t forget to . . . → Read More: Caregiving Across The States, Family Caregiving Alliance (FCA)

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Own Your Future; Planning Guide for Long-Term Care

Own Your Future; Planning Guide for Long-Term Care, Canters for Medicare & Medicaid Services, U.S. Department of Health & Human Services. A 27 page PDF document, providing information on planning options for your future, understanding long-term care insurance, and . . . → Read More: Own Your Future; Planning Guide for Long-Term Care

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Services, National Association for Home Care & Hospice, the non-profit trade association for home health care and hospice providers

Services, National Association for Home Care & Hospice, the non-profit trade association for home health care and hospice providers. Provides a good overview and discussion of the potential sources of funding for home care and hospice services. Includes discussion . . . → Read More: Services, National Association for Home Care & Hospice, the non-profit trade association for home health care and hospice providers

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States Back Rule to Use 80% of Health Premiums for Care

WASHINGTON — State insurance commissioners on Thursday, October 21, unanimously endorsed the tough new standards in the federal Health Reform Law, which would require health insurance companies to spend at least 80% of each premium dollar on health care for the benefit of . . . → Read More: States Back Rule to Use 80% of Health Premiums for Care

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2010 NaviNet Healthcare Forum: Nation’s Leading Health Plans to Discuss Industry Trends and How to Leverage Technology to Succeed in a Time of Change

“NaviNet, America’s largest real-time healthcare communications network, welcomes healthcare visionaries to the 2010 NaviNet Healthcare Forum at The Liberty Hotel in Boston on October 11-12, 2010. The event will bring together leading national, commercial, Blue and Medicaid health . . . → Read More: 2010 NaviNet Healthcare Forum: Nation’s Leading Health Plans to Discuss Industry Trends and How to Leverage Technology to Succeed in a Time of Change

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‘Child only’ health insurance dropped by all major insurers in Florida as new health insurance mandate takes effect.

September 21, 2010.  Orlando Sentinel.  Most of Florida’s major health insurers have stopped writing new “child-only” insurance policies — some pulling out of the market just days before the health-care overhaul requires insurers to provide full coverage to kids . . . → Read More: ‘Child only’ health insurance dropped by all major insurers in Florida as new health insurance mandate takes effect.

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For Many Families, Health Care Relief Begins Today under the New Health Reform Law

September 23, 2010. The initial provisions of the new health care law go into effect today. On this, the six-month anniversary of the signing of the Patient Protection and Affordable Care Act, a number of its most central consumer . . . → Read More: For Many Families, Health Care Relief Begins Today under the New Health Reform Law

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Sebelius calls on health insurers to stop misinformation and unjustified rate increases

WASHINGTON, DC – Press Release from the U.S. Department of Health and Human Services:  U.S. Department of Health and Human Services Secretary Kathleen Sebelius wrote America’s Health Insurance Plans AHIP, the national association of health insurers, calling on their members . . . → Read More: Sebelius calls on health insurers to stop misinformation and unjustified rate increases

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Employers Pushing Increased Share of Higher Health Insurance Costs on Employees

A new 2010 study released today by the Kaiser Family Foundation, a nonprofit research organization, found that health insurance premiums increased on average 3 percent from January to May, 2010, but because Employers were reducing their share of funding . . . → Read More: Employers Pushing Increased Share of Higher Health Insurance Costs on Employees

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Center for Medicare Advocacy

Provides detailed information on what Medicare covers, how to enroll, and how to appeal denial of claims if necessary.  Provided by a Nonprofit organization.  Center for Medicare Advocacy.

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BenefitsCheckUp – Online Search Tool for Benefits Eligibility, Offered by National Council on Aging

Check out this useful online search tool offered by the National Council on Aging to determine eligibility for 1,300 benefit programs that help pay for medications, health care, utilities and other elder care needs.  BenefitsCheckUp – NCOAs Online Screening Service.

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Health-care overhaul: Long-term-care benefits are a long way off

The long-term care benefits promised in the Health Reform Law, though badly needed, are a long way off.  Read more, as reported in the Washington Post: Read More>>Health-care overhaul: Long-term-care benefits are a long way . . . → Read More: Health-care overhaul: Long-term-care benefits are a long way off

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HHS Announces Availability of $51 Million in Resources for States to Build New Competitive Health Insurance Marketplace

The US Department of Health & Human Services announced that it will be making grants to the States in a total amount of $51,000,000 in order to assiste the States in setting up the new competitive health insurance marketplaces required under the recently . . . → Read More: HHS Announces Availability of $51 Million in Resources for States to Build New Competitive Health Insurance Marketplace

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