Health Reform Without a Public Plan: The German Model, By UWE E. REINHARDT, – NYTimes.com
Germany, Netherlands & Switzerland – None of these countries uses a government-run, Medicare-like health insurance plan. They all rely on purely private, nonprofit or for-profit insurers that are goaded by tight regulation to work toward socially desired ends. And they do so at average per-capita health-care costs far below those of the United States — costs in Germany and the Netherlands are less than half of those here.
Uwe E. Reinhardt is an economics professor at Princeton.